FABULOUS SHORT SALE

BASSFORD ROAD, WALDORF, MD- SAVED FROM FORECLOSURE THROUGH SHORT SALE - Original Sales Price $750,000 - Short Sale Negotiated Price $523,000

Vangie was called, listed the Home, Negotiated the Short sale, and Settled freeing the home owners from the mortgage. Foreclosure Avoided and the Sellers walked away with their credit to start their lives over. Ask me How!!!


Avoid Foreclosure

SAVE YOUR CREDIT - AVOID FORECLOSURE

Don't Run From It, Don't Ignore The Letters, Don't Just Let It Be!

DO SOMETHING!!!

Call Vangie NOW to Save Your Credit

You HAVE options!

Vangie will work with you to save your home or GET OUT BEFORE FORECLOSURE.

Don’t abandon your house, don’t give up your dream but most importantly, DO SOMETHING ABOUT THE SITUATION TODAY. Don’t run out of time and options. Taking no action benefits no one but the bank and the lender. But Vangie can help!!

If you have received a Notice of Default or Pre-foreclosure notice, you must take action immediately or your home can and will be sold right out from under you.

Option #1 – Negotiation through loss mitigation – Many lenders offer programs that allow you to pay in installments to get caught up. Lenders want to avoid foreclosure just as you do. And will negotiate the debt! This option is a great way to keep you in your home if there is a significant reason for falling behind on your payments such as an injury, accident death or loss of employment. Call Vangie to discuss this immediately (866) 573-9194.

Option #2 – Refinancing – Depending on your credit, this option could keep you in your home and get you cash out in some cases. Call Vangie to discuss this immediately (866) 573-9194.

Option #3 – Short Sale in lieu of Foreclosure – Again lenders want to avoid foreclosure just as you do, if negotiations and refinancing are not options, a SHORT SALE will allow you to sale your house for quick cash and moving expenses. This Option allows you to walk away and start over fresh without ruining your credit. Call Vangie to discuss this immediately (866) 573-9194.

Vangie understands how difficult this situation is and can be, but she has helped many others through it. You owe it to your family and to yourself to seek a solution.

For starters, be educated.
1. Here is a foreclosure glossary for your use.

Foreclosure Glossary

2. Below are the links
for DC, Virginia and Maryland Foreclosure Laws.

Virginia Foreclosure Law

Maryland Foreclosure Law

3. Start by calling Vangie for the attached appropriate forms and completely fill them out.

Also collect the following items. The bank will require them before making a decision to help you. Then fax the forms to Vangie's confidential fax at (888) 855-5285.


  • The above Financial Information Sheet Filled Out

  • Copy of last mortgage statement.

  • Copy of your last paystub

  • Copy of your last w-2's (only required occasionally)


    • 4. DO NOT PAY ANY ONE TO DO WHAT THE BANK WILL PAY A REALTOR TO DO-IF IT SOUNDS TO GOOD TO BE TRUE- IT PROBABLY IS!!!!. Scam artist are preying on people in your situation with promises of cash out of your home (illegal) or rent back with option to repurchase (usually a equitty stripping scam). Call me before you sign or pay anything.

    Important facts to remember:


    • Banks pay the real estate commissions and your closing costs

    • All of you left over mortgage balance is usually forgiven and you don't have to pay taxes on the forgiven balance

    • I will cover the marketing of your home

    • You can buy a new home after up to two years (if you keep everything else on time)